OPEN an ira

Take control of your retirement.

We’ve made the process of opening an IRA incredibly simple. Start investing for your future today with our low-fee, actively managed IRA.

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Intelligent IRA

Our IRA is actively managed, meaning we take the guesswork out of choosing investments. We auto-diversify your account by choosing top ETF's that fit with your goals and put you on a "glide path" that we adjust along your path towards retirement.

Open an IRA

The right account for your needs

Retirement plans aren’t one-size-fits-all. We’ll help you find the right choice for your specific needs and financial goals. Here are a few scenarios where opening an IRA is the right choice for you:

You have a 401(k) from a previous employer

Those funds are likely sitting and collecting dust. Roll your 401(k) over to a FutureCapital IRA so you can continue making contributions and growing your nest egg.

You don’t currently have a retirement account

Not everyone has the opportunity to contribute to a 401(k). An IRA may be the best vehicle for your retirement savings. We’ve made sure to build ours to allow anyone to get started today, with zero minimum balance required and no hidden fees.

You want to transfer your current IRA

You can easily transfer the money in your existing IRA to us and take advantage of our personalized advice and dashboard.

You’re currently maxing out your 401(k)

You’re off to a great start in your retirement planning, and we probably don’t need to tell you that an IRA would help you to save even more money towards retirement.


How it works

We designed our IRA with low annual fees in mind.

We charge an annual management fee of 50 basis points (0.5%) of your account balance.

Our weighted average fund fee for our ETFs is 9 basis points (0.09%) annually.

Open a Future Capital IRA

Open an IRA