Frequently Asked Questions

Is Future Capital a fiduciary?

Yes. We are required by law to act in our investors' best interest, rather than our own.

How often is my account rebalanced?

Accounts are typically adjusted every quarter. Future Capital may also make adjustments to your account to reflect market conditions or portfolio fund changes and will notify you when these situations occur.

Once I sign up, can I still monitor my account or make changes to my strategy?

You can access your retirement account at any time through our dashboard, where you can adjust your investment strategy and track how you're performing. You'll be able to see exactly how your money is allocated within the funds that are available to you through your retirement plan.

Can I accomplish the same investment results on my own?

There are always opportunities for success, but it could take a lot of time and discipline to achieve the same results as dedicated investment professionals. Future Capital has the staff, services, and technology to help you reach your retirement goals by focusing on investing so you don’t have to.

What are your fees?

For information about your fees, please see ADV Part 2A.

How will Future Capital manage my account?

Future Capital integrates directly with the financial institution that is the provider of your retirement account. We initiate trades on your behalf to make sure that you’re invested in the optimal funds available to you through your retirement plan.

How does it work?

In less than 5 minutes, you can access our no-cost Retirement Analysis. If your employer has selected Future Capital, you can begin your analysis from the link on the one-page overview of our services. If you are an individual investor, click get started on any page to begin. This includes access to our Retirement Planners and a full analysis of where you stand today in planning for retirement.

You will receive active account management, professional investment research, counseling, and advice that is typically reserved for high-net-worth investors. With our management services, we research the mutual funds available through your retirement plan and invest in a portfolio appropriate for your age within the strategy you select. We do ongoing research of the mutual funds and make any changes needed to the portfolio, including adjustments for plan fund lineup changes and regular rebalancing.

Why Future Capital?

We believe you don't need to be a millionaire to invest like one. For the past two decades, we’ve been building strong financial futures for our clients by partnering with banks and retirement providers to offer 401(k) and retirement account management. We do the hard work for you by managing your retirement accounts and monitoring the market on your behalf.

Have questions?
Drop us a message and see how we can help you!