.svg){kind=logo}
Last Updated: June 23, 2025
Please read these Terms of Use ("Terms") carefully before using the website or online services offered by ProNvest, LLC, an investment adviser registered with the United States Securities and Exchange Commission ("SEC") and its affiliates (collectively, "Future Capital," "we," "our," "us").
By using our websites or other features, services, products, or applications offered online (collectively, the "Platform"), you ("user," "you") agree to be bound by these Terms, including the mandatory arbitration provision, jury trial waiver, and class action waiver in Section 15.
If you do not agree to these Terms, do not use the Platform. Questions: help@futurecapital.com
Future Capital's provision of investment advisory and management services is governed by the client agreements ("Client Agreement") described below. In the event of a conflict between these Terms and a Client Agreement, the Client Agreement shall control.
Use of the Platform is also governed by our Privacy Policy, which provides information about how we collect, use, share, and otherwise process information about you.
If you are under 18 years of age (or the age of legal majority where you live), you may use our Platform only under the supervision of a parent or legal guardian who agrees to be bound by these Terms. If you are a parent or legal guardian of a user under the age of 18, you agree to be fully responsible for the acts or omissions of such user in relation to our Platform. If you are agreeing to these Terms on behalf of an organization or entity, you represent and warrant that you are authorized to bind them to these Terms. You hereby certify you are legally permitted to use the Platform and take full responsibility for the selection, access, and use of the Platform.
Future Capital makes certain information and tools publicly available on the Platform for educational purposes only. Publicly available portions of the Platform should not be construed as providing legal, tax, or financial planning advice. You agree that you are responsible for your own investment decisions when accessing publicly available information provided by Future Capital and that Future Capital will not be liable to you for any action you take based on such information.
The Platform, including any web applications, text, images, photographs, illustrations, graphics, videos, and other content, are owned by us or our licensors and are legally protected. Subject to your compliance with these Terms, you are hereby granted a limited, nonexclusive, non-transferable, non-sublicensable, revocable license to access and use the Platform for your own personal, non-commercial use. Any use of the Platform without our prior written permission, other than as specifically authorized herein, is strictly prohibited, will terminate the license granted herein, and will violate our intellectual property rights.
You are prohibited from accessing or using the Platform:
We reserve the right, in our sole discretion, to terminate or suspend your access to all or part of the publicly available portions of the Platform for any or no reason, including without limitation any violation of these Terms.
We reserve the right in our sole discretion to revise and update these Terms at any time. Such changes will be effective immediately upon posting. The information on the Platform is subject to change without notice. Your continued use of the Platform following the posting of revised Terms means that you accept and agree to the changes.
Future Capital, Future Capital logos, and all related names, logos, product and service names, designs, and slogans are trademarks or registered trademarks of ProNvest, LLC or its affiliates or licensors. You may not copy, imitate, or use such marks without our prior written permission. All other trademarks, registered trademarks, product names, and company names or logos mentioned on the Platform are the property of their respective owners.
If you believe that content you own has been copied and made accessible in a manner that violates your intellectual property rights, please notify us immediately. You may submit a DMCA notification to our designated agent at:
ProNvest, LLC
1110 Market Street, Suite 402
Chattanooga, Tennessee 37402
Attn: K. Blackwell
support@futurecapital.com
In appropriate circumstances, we will terminate the accounts of repeat infringers.
We may provide information about third-party products, services, activities, or events, or allow third parties to make their content available on or through the Platform. We do not control or endorse, and make no representations, guarantees, or warranties regarding the quality, performance, accuracy, or reliability of any third-party product, service, or other material. Your access to and use of any third-party product, service, or website is governed exclusively by the third party's terms, policies, and practices. Future Capital will not be liable to you in any way in connection with third-party websites, products, services, or other content.
YOUR USE OF OUR PLATFORM IS AT YOUR SOLE RISK. EXCEPT AS OTHERWISE PROVIDED IN A WRITING BY US, OUR PLATFORM AND ANY CONTENT THEREIN ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. FUTURE CAPITAL DOES NOT REPRESENT OR WARRANT THAT OUR PLATFORM IS ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE. YOU ASSUME THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE PLATFORM.
IN NO EVENT WILL FUTURE CAPITAL, OUR AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO PERSONAL INJURY, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
You agree to defend, indemnify, and hold harmless Future Capital, its affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Platform.
Please read this section carefully. It requires you to arbitrate certain disputes and claims with us, to the extent allowed by law, and limits the manner in which you can seek relief from us. No class or representative actions or arbitrations are allowed under this arbitration agreement. Arbitration precludes you from suing in court or having a jury trial.
You agree that any dispute arising out of or related to the publicly available portions of the Platform is personal to you and Future Capital, and that any dispute will be resolved solely through individual action and will not be brought as a class arbitration, class action, or any other type of representative proceeding.
With respect to your access to or use of the publicly available portions of the Platform, and except for small claims disputes or disputes in which you or we seek injunctive or other equitable relief for the alleged unlawful use of intellectual property, you and Future Capital waive your rights to a jury trial and to have any dispute arising out of or related to these Terms resolved in court.
For any dispute or claim that you have against us, you agree to first contact us and attempt to resolve the claim informally by sending a written notice of your claim ("Notice") by email to support@futurecapital.com. The Notice must (a) include your name, residence address, email address, and telephone number; (b) describe the nature and basis of the claim; and (c) set forth the specific relief sought. If a mutually acceptable resolution is not reached within thirty (30) days after such Notice is received, either party may submit the dispute to binding arbitration administered by JAMS.
All disputes submitted to JAMS will be resolved through confidential, binding arbitration before one arbitrator. Arbitration proceedings will be held in Chattanooga, Tennessee, in accordance with the JAMS Streamlined Arbitration Rules and Procedures. These Terms affect interstate commerce and the enforceability of this section will be governed by the Federal Arbitration Act, 9 U.S.C. § 1, et seq.
The arbitrator may conduct only an individual arbitration and may not consolidate more than one individual's claims or preside over any class or representative proceeding.
All arbitration proceedings, judgments, and awards will be kept confidential. You agree that for any arbitration you initiate, you will pay the filing fee and we will pay the remaining JAMS fees and costs. For any arbitration initiated by us, we will pay all JAMS fees and costs.
Any claim arising out of or related to these Terms or our Platform must be filed within one year after such claim arose; otherwise, the claim is permanently barred.
All matters relating to our Platform and these Terms shall be governed by and construed in accordance with the internal laws of the State of Tennessee. Venue for all actions related to these Terms shall be in courts located in Chattanooga, Tennessee. The parties consent to the personal jurisdiction and subject matter jurisdiction of such courts.
No waiver by us of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition. If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions will continue in full force and effect.
These Terms and our Privacy Policy, together with any Client Agreement to which you and Future Capital are parties, constitute the sole and entire agreement between you and us with respect to the Platform and supersede all prior and contemporaneous understandings, agreements, representations, and warranties with respect to the Platform. You may not assign, transfer, or sublicense these Terms to anyone else.
The section titles in these Terms are for convenience only and have no legal or contractual effect.
Except as otherwise provided herein, these Terms are intended solely for the benefit of the parties and are not intended to confer third-party beneficiary rights upon any other person or entity.
Future Capital may monitor, record, and retain your communications with us, including emails, text messages, and telephone calls, to enhance the quality of services, for internal training purposes, to comply with applicable law and regulation, and for any other lawful purpose. By agreeing to these Terms, you consent to such monitoring, recording, and retention on an ongoing basis.
You consent to receiving electronic communications from us via your email address or notices on our Platform. To the greatest extent permitted by law, all notices, agreements, disclosures, or other communications that we provide to you electronically shall satisfy any legal requirement that such communication would satisfy if it were delivered in written hardcopy.
Except as provided in Section 15, you may deliver notice to Future Capital at:
ProNvest, LLC dba Future Capital
1110 Market Street, Suite 402
Chattanooga, TN 37402
.svg)
