We are committed to the responsible management of consumer information and abide by all rules, both ethical and legal, with respect to the use of consumer information.
Due to the nature of our business, the Services and Website are not directed to minors and minors are not eligible to use our Services. Except for beneficiary information, we do not collect, solicit, or maintain Personal Information from people we actually know are under 18 years of age. If we learn that a minor has provide us Personal Information without a parent’s or guardian’s consent, we will delete such information unless our regulatory obligations prevent us from doing so.
Any other non-public information about you that is associated with or linked to any of the foregoing information
We collect information from users and clients who access our Website or use our Services. The types of information collected from users versus clients will differ. For example, a Website user may provide certain limited Personal Information in order to evaluate our Services or access any free educational tools, whereas a client will provide more comprehensive Personal Information necessary to enable us to provide the Services. To access certain Services, you are required to create an account and provide your name, address, email address, password, birthday, social security number, as well as information about your retirement accounts and transactions, including but not limited to account balances, holdings, and inquiries. We collect and store information contained in your communications with us via email or other means. You can choose not to provide us with certain information, but this may limit the features of the Website or Services that you are able to use.
We may require you to provide account credentials for your third-party accounts, including your 401(k)-provider account or any other accounts necessary for us to perform the Services. We will use such third-party account credentials solely to provide the Services requested by you. The Website allows you to connect with third party accounts through the Services. To provide us authorization to access your third-party account information, you must log in to the third-party account directly through the Services. To revoke our access to any third-party account, you must contact the third-party account provider.
We do not rent or sell your Personal Information to anyone. We may store and use your Personal Information for a variety of business purposes, such as to:
We may also use your Personal Information to create Anonymous Information records by excluding information that makes the information personally identifiable to you.
We will not share or disclose your Personal Information (whether you are a current or former user or client) to any nonaffiliated third parties except:
You may request that we delete your Personal Information; however, clients and users cannot opt out of providing Personal Information and continue to use the Services. Certain Personal Information is necessary for us to provide the Website or Services and your deletion of such necessary information will interfere with or prohibit your use the Website or Services. Clients and users must close their account in order to opt out of further providing us with Personal Information. In some instances, we may be required (by law or otherwise) to retain this Personal Information and will comply with your deletion request only after we have fulfilled such requirements. Any deleted Personal Information is removed from our active database but may remain in our archives.
We are committed to the security of your Personal Information and use reasonable administrative, technical, and physical safeguards to help protect your Personal Information from unauthorized access, use, alteration, or disclosure. While we make every reasonable effort to ensure the integrity and security of your Personal Information, we cannot ensure or warrant the security of any information you transmit to us.
Future Capital may offer you the option to receive communications from third parties about products or services that may interest you. Future Capital will never share your information with these third parties without your prior consent. You can withdraw your consent to receive third-party communications at any time by modifying the settings in your account dashboard or, if such dashboard function is unavailable, by contacting us at email@example.com.
We automatically gather certain information and store it in log files. Our servers are hosted by a third-party service provider and collect information from you, including but not limited to your:
This information is used for purposes such as: Website administration, trend analysis, and tailoring the Services to our users’ and clients’ needs.
We automatically gather certain information and store it in log files. This information includes:
This information is used for purposes such as: Services administration, trend analysis, track users’ movements around the Services, and tailoring the Services to our users’ and clients’ needs.
We reserve the right to disclose Anonymous Information publicly without restriction.
We automatically collect certain information when you use our Website or Services, which may include:
When a person visits our Website, or opens one of our emails, a variety of information is automatically collected through standard web technologies. Some of this data is Anonymous Information. This data may be linked with your account and Personal Information to better assist our clients. Automatically collected information might include: the operating system on your computer, the type of Web browser you are using, your IP address, and the links you followed to enter and leave our Website.
California Consumer Privacy Act of 2018 (“CCPA”)
California residents have the right to request and receive information regarding our data practices and the third parties to whom we have disclosed their Personal Information in the prior calendar year, including the type of information disclosed, the purpose for disclosure, and the specific pieces of Personal Information we have collected about you.
California residents have the right to request that Future Capital delete all the Personal Information associated with them. Future Capital will respond to deletion requests within forty-five (45) days. Future Capital is not required to delete your Personal Information under certain circumstances, including circumstances where we are legally obligated to retain the information or if the information is needed to defend a legal claim. Future Capital will process all requests in accordance with its legal obligations under the CCPA, considering any exceptions. Please note that if you request deletion of your Personal Information, you may no longer have access to any or all portions of the Website or Services.
You may submit your request for an electronic copy of Personal Information (by you or your verified authorized representative) or for deletion of your data to us via email at: firstname.lastname@example.org.
We do not currently respond to “do not track” signals or other mechanisms that might enable consumers to opt out of tracking on the Services.